Our loan Programs

 Up to 85 AIV LTV, 75 ARV LTV and 90 LTC C C

Non Dutch Interest Allowed

Min Score 660 C Cash Out Refinance or Purchase

Up to $5 million loan amounts & Rural Case by Case

Down to 75K (1-4 Unit)

Down to $50k (SFR,Condo)

Luxury Allowed OU

Recourse and Non Recourse

No experienced allowed C

Blanket/Portfolio Loans Ok

No Prepay Penalty No sourcing or seasoning

of funds

Up to 50% LTV on Land U

Rates 8.99%-12.75% - 1 Net Origination

 Up to 85 AIV LTV, 85ARV LTV and 80 LTC

Foreign Nationals Allowed

Min Score 660

with duly Formed LLC

Up to $10 million loan amount

No Prepay Penalty

Down $250k

Up to 50% LTV on Land

Non Dutch Interest Allowed C C Recourse and Non Recourse

Rates 9.99%-11.995% - 1-1.5 Net Origination

Blanket/Portfolio Loans Ok

Cash Out Refinance or Purchase

$75k - $10 million

Rural Case by Case

No sourcing or seasoning of funds

 Non Permanent Residents

Resident Aliens

Visa holders, US Citizens

Down to .80 DSCR allowed

First time investors allowed

Experience not required

Foreign Nationals allowed

up to 75LTV

Prepay options 0-5 years

Rates starting at 7%

Recourse and Non Recourse

Blanket/Portfolio Loans Ok

As little as 3 months reserves

$100-$3.5 million

No sourcing or seasoning of funds

 Up to 200 Units

Blanket/Portfolio Loans Ok

Cash out Refinance O O

Min 500 Square feet per unit

(70LTV max) or Purchase

(400 for NY properties and

/RT Refinance (75LTV max)

exceptions are possible)

NOl and Gross Calculation available depending on

MAI Commercial Narrative

Appraisals Only

unit account

$250k min loan amount

5-20 units gross 1.1 DSCR Used

Foreign Nationals Allowed

(70 Purchase, 60 Rate and Term, 60 Cash Out) Recourse and Non Recourse

/$5 million Max Loan(higher on exception)

Rural Case by Case

No sourcing or seasoning of funds

     1-1.15 Gross DSCR Calculation Min 50k value per unit 

5-10 unit residential properties

Max 2 vacant Units using 90% of market rents for vacant units

 75% LTV Purchase/Rate and Term

Rates Starting at 7.5%

and 70% LTV Cash Out with 700 score

0-5 year prepay

70% LTV Purchase/Rate and Term and 65% LTV Cash out with 680 score

Interest Only or Fully Amortizing

 Min $250k Loan Amount

 SFR Only

RTL

85/70 for 10+ Experience

85/65 for 5+ Experience

Min 1 DSCR on rental (Assuming rate of 7.5%)

Min 700 Credit

(must have 1 mtg min on credit report)

200K Min initial

500K Max initial

Min of 50% initial or 150K Max Rehab budget

3 Draw max

1 Year term

8.999% rate

1 point in